2022年6月7日

Jason Bisnoff和Jeff Kauflin報道，對於保險科技公司來說，過去的一年充滿了挑戰，比金融科技的許多其他領域都要多。由於人們對盈利能力和天氣相關損失的擔憂，房屋保險公司Hippo、租賃保險公司Lemonade和汽車保險公司Root等新上市公司的股價大幅下跌。根據CB insights的數據，保險科技公司的融資在2021年仍在增長——幾乎是2020年的兩倍，達到150億美元——但其增長速度低於其他金融科技公司，同期融資增長了近兩倍。188bet游戏今年有三家保險科技公司進入了我們的金融科技50強榜單，而去年有六家。然而，保險科技的一些利基市場仍在蓬勃發展。例如，Newfront正在利用技術更有效地銷售和服務商業保險和員工福利，去年它收購了一家總部位於北加州的保險和金融服務經紀公司，該公司擁有400名員工。隨著網絡威脅和黑客攻擊的激增，網絡保險公司Coalition的業務從2020年底的2.8萬名客戶增長到一年後的13萬名，年保費收入從2020年的5600萬美元增長到去年的3.15億美元。聯盟將網絡安全保險與主動監控工具相結合，幫助中小企業管理網絡風險。它得到了瑞士再保險(Swiss Re)和倫敦勞合社(Lloyd’s of London)等大型保險公司的支持，在美國每個州提供高達1500萬美元的網絡保險。隨著網絡攻擊日益受到關注，Coalition的年度保費收入從2020年的5600萬美元躍升至2021年的3.15億美元。 Headquarters: San Francisco, California Latest valuation: $3.5 billion Bona fides: By the end of 2021, had hit 130,000 customers, compared with 28,000 the year prior. Cofounders: CEO Joshua Motta, 38, a former CIA officer and Goldman Sachs investment banker; John Hering, 39. Newfront Insurance Five-year-old brokerage uses proprietary technology (along with human agents) to more efficiently sell and service business insurance and employee benefits, with revenue coming from traditional brokerage commissions. Its software allows application forms from multiple carriers to be automatically filled in with one set of answers. In August 2021, it merged with ABD, a 400-person insurance and financial services broker based in Northern California. Headquarters: San Francisco, California Latest valuation: $2.2 billion Cofounders: CEO Spike Lipkin, 33, a veteran of Opendoor.com; CTO Gordon Wintrob, 31. Next Insurance Provides industry-tailored small business insurance policies (liability, auto, workers comp, etc.) online using artificial intelligence to process applications in 10 minutes and to offer 24/7 access to certificates of insurance and in-house claims support. Premium revenue reached $650 million in 2021, triple the level in 2020. Headquarters: Palo Alto, California Latest valuation: $4 billion Cofounders: CEO Guy Goldstein, 54; Alon Huri, 45; Nissim Tapiro, 51.