2023年4月14日

再保險新聞在Airmic俘虜論壇,斯科特•Feltham組羅盤的保險經理組,彼得•卡特的俘虜和保險管理解決方案主管WTW,溫南德和亨利博士,首席執行官在AkinovA /創始人之一,強調無形資產風險融資的挑戰是如何成為俘虜的焦點所有者,以及資本市場正在尋找一個角色要扮演。“的一個主要挑戰有關無形資產的擔憂缺乏可用數據模型損失,等等,”Feltham解釋道。他繼續說,“因此,在當前的時間,網絡的有爭議的異常風險,保險市場的興趣有限提供傳統的無形風險風險轉移的解決方案。“俘虜的使用作為一種手段,通過它孵化某些無形風險方麵提供了一個潛在的解決方案收集數據來幫助說明無形的影響。“買家的保險可能會隨著時間的推移,把這個數據到外部市場,以獲得一個更傳統的風險轉移產品作為一種手段,通過它提供保護無形的風險。”有許多保險公司對這些討論和開放可能願意提出一個解決方案,再一次,隻要有足夠的數據量模型選擇。”卡特指出,保險已變得更加複雜和靈活使用混合的風險融資策略,包括更大的利用他們的俘虜,達到他們的目標。他說,“繼續努力市場,加劇了困難1月再保險更新,導致具有挑戰性的討論房地產的一麵。我們看到了被保險人將更多的風險,包括主層,在他們的俘虜和訪問直接和臨時分保保護壟斷資產負債表。”卡特說,“difficult-to-insure風險如網絡”繼續為俘虜,風險經理使用單親和組織結構來找到解決方案。溫南德同時,表明資本市場熱衷於發揮更直接的作用,特別是在大客戶,可以解決無形資產的挑戰。 He stated, “Investors read and see a lot about, in particular, listed corporate analysts, share price, etc.) They read and see a lot less about corporate (insurance) exposures (until they hit share price for instance). “With captives, and insurance in general, we as an industry often use our own industry business dictionary, our own language with our own wording (which is different for most things), with RoL, reinstatement, etc. So we need to translate that into capital market speak – it’s all the same concerns after all.” Winand continued, “Large investors are happy to dig into the underlying risks as a whole but do not care, usually, about a line of business or arbitrary classification around the risk classes we use and don’t want to spend ages on each contract’s wording, unless you want to limit yourself to a small universe of specialist investors. “Investors, however, with Berkshire being the archetype, love cash (premium), love float (premium) and would love to have exposure, with the right returns remote from capital markets to reinvest into assets.” All aforementioned comments stem from Airmic’s second Captives Forum, which hosted more than 130 risk, insurance and captive professionals covering topics such as captive boards, cyber, alternative reinsurance strategies and ESG initiatives. The firm has plans for another Captives Forum in March 2024. Share this: