2022年11月2日

行為生物識別、威脅檢測和設備智能提供卓越的客戶體驗新加坡-媒體推廣- 2022年11月2日-數字信托先驅Callsign今天宣布，菲律賓聯合銀行的數字銀行子公司UnionDigital Bank，選擇Callsign平台，為使用新的數字銀行服務的客戶提供被動多因素身份驗證，以保護消費者免受包括賬戶接管(ATO)在內的欺詐和欺詐。據估計，菲律賓有8500萬部手機，UnionDigital Bank為手機用戶設計了新的數字銀行服務。由於人們習慣了靈活的移動應用程序，在麵對越來越多的機器人和賬戶接管(ATO)攻擊時，在不影響安全的情況下輕鬆使用是至關重要的。“創新是我們在UnionDigital Bank所做一切的核心。我們的首要任務是確保我們擁有最好的技術，確保我們為我們的客戶提供最佳的體驗，使他們最大限度地獲得他們應得的金融服務，安全可靠，”聯合數字銀行首席信息和安全官Dominic Grunden說。“有Callsign的支持，我們有信心在消除欺詐方麵盡自己的一份力量，為每個人建立更好、更安全的數字經濟。Callsign的解決方案為我們在設備和消費者行為方麵提供了無與倫比的智能，可以準確識別真正的用戶，使我們能夠定製用戶旅程，為卓越的用戶體驗做出貢獻。”Callsign的技術為UnionDigital Bank的客戶通過移動應用程序和web訪問其銀行賬戶提供了簡單、無摩擦的認證體驗。Callsign為數字世界設計的被動身份驗證器，如行為PIN和路徑，允許多因素身份驗證，這種交互不同於任何模擬方法，如用戶名、密碼和OTPs，這些都增加了不必要的摩擦。 UnionDigital Bank is using Callsign’s behavioral biometric technology to analyze unique human characteristics such as the way the user types, interacts and holds their device with device fingerprinting which creates a precise, unique profile of a device from which “genuine” devices can be identified. UnionDigital Bank has also deployed Callsign’s Bot detection which estimates whether attempts to access a service is likely to be generated by automation or a real human. Bringing this all together, UnionDigital Bank has implemented Callsign’s Intelligence Engine to analyze behavioral and intelligence datapoints to ascertain if a genuine user is accessing an account. If any intelligence is unusual, UnionDigital Bank can quickly adapt the authentication journey in Callsign’s Orchestration Engine where rule-based policies can be managed in real-time with no code changes. This allows UnionDigital Bank to adapt to the fast-changing needs of their customer base. Critically for UnionDigital Bank, unlike static biometrics, Callsign obfuscates the behavioral biometric data meaning that the authentication experience is completely privacy preserving for UnionDigital customers. ‘At Callsign we continue to lead the market with technology that passively and positively identifies genuine users across all digital channels. This approach benefits consumers with less friction and more personalised user experiences. UnionDigital Bank recognizes the possibilities of this technology, and we are delighted to be working with them,’ concluded Namrata Jolly, General Manager, Asia Pacific, Callsign. Hashtag: #Callsign