2021年6月15日

法國fintech麗迪雅的儲蓄賬戶合作將促進其超級應用野心。麗迪雅與Cashbee旁邊提供儲蓄賬戶支付平台和零售銀行服務交叉銷售機會的押注。內幕情報發布成百上千的見解、圖表和預測Fintech行業。了解更多關於成為一個客戶端。麗迪雅,一開始作為一個對等支付平台,與法國fintech Cashbee提供儲蓄賬戶,每TechCrunch。用戶可以通過移動應用開儲蓄賬戶和轉賬銀行賬戶和他們之間來回Cashbee賬戶。時間與金融應用android用戶持續增長。內幕情報麗迪雅的儲蓄賬戶平台Cashbee處於競爭劣勢,但麗迪雅廣泛的金融服務可以提供一個流暢的用戶體驗。麗迪雅的儲蓄賬戶的利率0.6%和2%的介紹性的頭兩個月。但開個儲蓄帳戶Cashbee直接給用戶相同的介紹性率為3個月。 Users also have to deposit at least €1,000 ($1,140) with Lydia's savings account offering, while Cashbee has a minimum of just €10 ($11.40), giving it a wider addressable market. That said, Lydia's existing customers who open a savings account don't have to download a separate app like Cashbee and can have all their financial services in one place. The partnership is mutually beneficial—giving Cashbee access to a larger customer base and helping Lydia become a fintech super app. Lydia already has 5 million users who will now be exposed to Cashbee's savings accounts. Cashbee only offers savings accounts on its proprietary platform, so this gives Cashbee a nice opportunity to diversify its customer acquisition channels. Lydia has been busy adding new services to its platform to cover all of its customers' financial needs. It recently added a debit card, account aggregation, and donations to its payments platform. It also offers loans via fintech partnerships, and with Cashbee, it's moving closer to becoming the primary hub for all financial needs, creating a stickier value proposition and additional revenue streams. Want to read more stories like this one? Here's how you can gain access: Join other Insider Intelligence clients who receive Fintech forecasts, briefings, charts, and research reports to their inboxes each day. >> Become a Client