2022年4月3日

2022年4月1日錢包引擎與Mambu幫助非金融企業金融服務嵌入到他們的用戶體驗。新加坡fintech錢包引擎Mambu協助開發的基於雲的wallet-as-a-service祭,旨在成為主要的解決方案將金融服務嵌入到應用程序或用戶體驗。錢包引擎賦予非金融機構推出自己的品牌錢包用戶之間的資金轉移,無論金額或原產國,其核心和跨境功能,專注於“微交易”。新聞之際,不斷增長的需求為嵌入式金融解決方案,與全球市場預測到2030年達到7.2萬億美元的價值。這反映了轉向地方財政在大流行期間,與非金融部門預期更快地應對不斷變化的消費需求。全球兼容wallet-as-a-service命題,錢包引擎計劃以適應跨境兼容性,以及為個人和企業提供一個解決方案要做交易。格雷戈爾是“傳統上,如果一個客戶想要發送少量的錢別人通過銀行或金融提供者,這是一個非常困難的和令人難以置信的昂貴的運動——費用常常吞下轉移,”格雷戈爾是評論,首席執行官和創始人之一的錢包引擎。“錢包引擎想解決這個問題通過關注交易和刪除創建的問題在不同國家獨特的監管體係。“我們相信做低價值,跨境現金轉移快速、簡單和廉價的將對金融包容產生重大影響,尤其是那些正在發展的國家或缺醫少藥。“我們wallet-as-a-service隨後使組織在各種行業推出他們自己的品牌的錢包,為顧客提供方便和簡單的附加值。” Myles Bertrand Myles Bertrand, managing director APAC, at Mambu, added: “Wallet Engine came up with an ingenious solution to a long-held problem, that being, how can people send small amounts of money to each other, across countries, without it costing more than the transaction’s value? “Now, with their wallet-as-a-service offering, they’ve made this technology available to other businesses who want to offer their own customers this innovative solution. It’s been especially gratifying that this project has been designed, developed and launched right here in Singapore – it’s a great indication of the current strength of Singapore’s fintech ecosystem.” Wallet Engine’s globally compliant wallet-as-a-service is operational in Singapore – with Mambu’s platform underpinning the solution, and will be rolled out across the wider APAC region throughout 2022. It can provide the foundation for contextual peer-to-peer payments, micro-finance and in-app economies. “We have seen a phenomenal transformation in the wallet space in the last couple of years. E-wallets were seen as a very niche point of sale (POS) solution, with not much potential for more than that,” added Arn. He continues: “And yet, here we are just a few years later and e-wallets have been instrumental in keeping the world’s money flowing during the pandemic and are now seen as an effective way to facilitate the borderless exchange of value. We believe they have an enormous role to play in Asia Pacific’s financial future. “Mambu’s composable platform was instrumental in us being able to develop our wallet-as-a-service, with Mambu’s flexibility and best-in-class technology critical to our solution. The fact that they were right here in Singapore with us was definitely an added bonus.” Author