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2023年2月28日

最新數據顯示房屋保險費主要平房屋保險的平均成本在過去的三個月裏急劇上升了6%,根據最新的消費者智能房屋保險價格指數調查。數據顯示價格在很大程度上仍持平在12個月期間,這是令人驚訝的大流行以來房價的大幅上升,加上重建成本的增加是由於供應鏈短缺和勞動力的近一倍利率一次性建設或修複工作。建築和政策內容的平均溢價仍然不變,在過去一年中£148,但種種跡象表明,價格將在今年開始上升,消費者情報說。倫敦人繼續支付保費最高£206建設和政策內容與朝鮮東部最便宜的地區支付的平均溢價£117。“我們得到了,保險公司將需要跟上通貨膨脹進一步到2023年即將來臨之際,“說,格魯吉亞,高級Insight分析師消費者情報。“占主導地位的球員之間的競爭,以及競爭對手品牌的出現,使得價格在國內保險市場競爭激烈,但我們開始看到價格向上頭滿足通脹的需要,“天補充道。”國內保險市場似乎也終於與汽車市場跟進,已觀察到更高的價格在整個2022年。“長遠總的來說,費用已經上漲了2.7%自2014年2月消費情報開始收集數據。倫敦現在多付三分之一英國平均以確保他們的財產和內容隻有家庭在東部和南部威爾士支付超過英國的平均£148分別為£159和£152。房主在倫敦也看到最大的年度增加他們的溢價為3.9%。南東(1.7%)、北東(0.9%)和東米德蘭茲(0.6%)是唯一的其他地區記錄年度增加。 However all regions saw increases in the past three months with London at 7.4% recording the biggest rise followed by the South East on 7.1% and the West Midlands on 6.5% Age differences Older householders pay slightly less for their home insurance with the average bill for over-50s at £141 compared with £153 for the under-50s. Price changes in the past 12 months were marginal for both age groups with the over-50s seeing a 0.8% rise and the under-50s a 0.7% fall. Older properties continue to attract the highest premiums with Victorian-era homes built between 1850 and 1895 seeing average annual bills of £185 for joint home and contents policies. The cost of insuring a property built between 1950 and 1975 by contrast was £141 and homes built since the start of this century cost £142 to insure. Prices have dropped by 4.9% in the past 12 months for houses built between 1910 and 1925 while homes built after 2000 have seen premiums rise 1.9%. However all property age groups have experienced premium increases in the past three months with the 1895 to 1910 bracket seeing 7.4% rises and the 1925 to 1940 group experiencing 6.9% rises. Survey Methodology The Consumer Intelligence Home Insurance Price Index is compiled using real customer quotes from price comparison websites (PCWs) and key direct providers. The data is used by the Office for National Statistics, regulators, and insurance providers as the definitive benchmark of how price is changing for consumers. Share this: