Frich

2022年4月8日

屍羅Inc . fintech軟件平台提供支付基礎設施作為服務、宣布它如何支持FRICH, Z一代個人理財軟件,幫助客戶更好地了解他們的財務狀況和新穎有趣的方式省錢。共同創立了FRICH Aleksandra麥地那和凱特琳Kaurov。沒有一個有金融背景;然而,他們經曆了挑戰的年輕人試圖省錢而開始職業生涯。靈感來自健身應用的商業模式,幫助用戶實現他們的健身目標更快通過創建虛擬的運動團體追求共同的目標,FRICH誕生了。這些被證明行之有效的方法,達到健身目標注定要為個人理財目標工作。為它的用戶群,FRICH依賴屍羅的支付基礎設施提供的銀行賬戶鏈接服務,KYC(了解你的客戶),和虛擬錢包為省錢當拋開基金更大的目標。“在你二十出頭,來自同輩的壓力可以堅強。你生活在你自己的,使常規的第一次工資。財務隻是你現在需要弄清楚的一件事,但這樣做就可以嚇人”“在你二十出頭,來自同輩的壓力可以堅強。 You are living on your own, making a regular salary for the first time. Your finances is only one of the things you now need to figure out but doing it alone can be scary,” explains Katrin Kaurov, CEO and co-founder, FRICH. “My co-founder Aleksandra Medina and I are both big fans of fitness apps and how they help you achieve your goals in a group setting. We decided to apply these lessons to personal finance; and the idea for FRICH, the first social finance app for Gen Z, was born.” Sila’s payment infrastructure as a service seemed a perfect fit for this one of a kind social finance app. “One of the joys of working at Sila is watching our customers build amazing apps that address real needs and help build a better financial world,” said Shamir Karkal , CEO and co-founder of Sila. “It’s also great to see two female co-founders building in an industry that has historically been male-dominated. We are very happy to support the team at FRICH in their drive to make personal finance social.” FRICH co-founders saw real benefits starting up with Sila as well. “One of the things that attracted us to Sila was the speed of implementation,” added Aleksandra Medina , CPO and co-founder, FRICH. “We had been in contact with a bank but discussions just dragged on. Sila understood that time is one of the most valuable things for a startup.” Deloitte reported in 2020 that out of a pool of over 3,000 global fintech startups, women made up just 7% of the total pool. Here is how FRICH works. If you are spending too much money on ride–sharing companies, you can create a challenge to limit your expenses by a certain percentage over the next 30 days or so. Invite your friends to compete. Goals are expressed in percentages, not actual numbers, to allow for differences based on different economic backgrounds. The winner will get a prize related to his or her stated saving goals. FRICH also leverages the power of the community by collecting anonymized data on expense spending to help with expense budgeting. The app can flag categories where a user is far overspending compared to the average monthly expense amounts of their peers’ activities. Providing these kinds of insights are an important first step of changing spending habits. And Gen-Zer can’t get them anywhere else as easily.