2022年9月23日

更多來自拉斯維加斯2022年InsurTech Connect會議的新聞和信息。美國國家保險公司(safe National Casualty Corporation)的首席運營和創新官辛迪·莫頓(Cyndee Morton)說，對該公司來說，創新從提交信息開始。該公司專門從事工人補償保險。Morton表示，如果經紀商發現將數據轉換成包含所有領域的正確數字格式很複雜，比如損失和風險暴露，Safety National發現它可以求助於Groundspeed Analytics。她補充說，國家安全公司確實需要使用機器人過程自動化(RPA)將數據輸入“郵箱”，然後將數據發送到Groundspeed公司，而Groundspeed公司又會對數據進行結構化，並在“一小時內”將數據返回給國家安全公司。河馬保險公司(Hippo Insurance)的首席技術官盧卡斯·斯特羅紮克(Lukas Strozek)在接受采訪時談到了公司推出家庭安全評分的基本原理。他說:“這讓我們的客戶感受到他們在家裏可能遇到的優勢和挑戰。”“他們想做什麼，什麼是偉大的。它應該是動態的。它應該是一種隨著時間而發展的東西。我們還為他們製定了一份清單，幫助他們提高分數。 It's a really good, very simple idea that says, this is your score and we'll be there for you to make that score better, to improve that score." The home security score is a "big differentiator" for Hippo, he added. TRENDING Low-code, no-code programming has become increasingly popular among insurance carriers looking for solutions to operations technology issues, according to Doug McElhaney, partner in the insurance practice of McKinsey & Co. "It bridges the gap between an organization that historically has been very comfortable building their own, to not totally outsource all my development, but democratize it to a degree that they can get more people developing solutions versus having just a very technical IT team," he said. "More of the major software players have gotten the message. They're now saying they're going have a no code or low code component to applications. "My clients need to be able to respond to emerging trends that might impact their books and economic performance," McElhaney added. "They have to be able to adjust underwriting models, and adjust pricing two to four time faster than they have. They need to increase the level of automation they have in those sorts of processes."