2023年8月3日,

首先分析提出PSD3和支付服務的監管(PSR)介紹歐洲金融監管的快速發展的格局,這是至關重要的企業和利益相關者保持了解最新進展。歐盟委員會(EC)最近邁出了重大一步推出提出修改歐盟支付服務立法。這個重要的更新,以及創新的引入開放金融框架稱為“FIDA”,標誌著金融服務業的關鍵時刻。在這篇文章中,我們深入研究的關鍵亮點提出更改,並提供了一個深刻的了解鳥和鳥的最初的想法。PSD3揭幕,PSR修改6月28日,業內專家的預期,歐盟委員會正式公布其提出修改歐盟支付服務立法。這種發展意味著共同努力使監管框架與當代金融格局。由歐盟委員會牽頭,這些修改將迎來一個新的支付服務的時代,培養創新的同時確保增強安全性和消費者保護。開放金融和FIDA框架建議的一個特別有趣的方麵是引入開放金融框架稱為“FIDA”——金融創新和數據訪問的縮寫。這項前瞻性舉措延伸超出了開放銀行業的範圍和支付賬戶,打開大門,一個更廣泛的金融服務領域。通過促進無縫的數據訪問和鼓勵不同金融機構之間的合作,FIDA有可能徹底改變我們感知和與金融服務的方式。 Bird & Bird’s Insights As leaders in legal expertise, Bird & Bird’s team of professionals has been quick to analyze and provide preliminary insights into these proposed changes. Spearheaded by Scott McInnes, Partner at Bird & Bird’s Belgium office, the team also includes Peter Paulikovics, Junior Legal Advisor, and Julien Sad, Senior Associate. Leveraging their profound understanding of the regulatory landscape, the Bird & Bird team has offered initial observations that shed light on the potential implications of the proposed revisions. The Path Forward While these proposed revisions mark a significant milestone, it’s important to acknowledge that this is merely the inception of the EU legislative process. The road ahead entails thorough deliberations, evaluations, and potential refinements. As the regulatory machinery sets into motion, it remains uncertain how long this legislative process will take. Industry experts posit that the final adoption of the revisions might not materialize before at least Q2 2025. Stay Informed: Read the Full Report Intrigued by the prospects of the proposed PSD3 and Payment Services Regulation revisions? Eager to gain deeper insights into the implications of the Open Finance framework, FIDA? Look no further – Bird & Bird’s comprehensive report delves into these subjects with precision and depth. Authored by a team of legal professionals with extensive experience in the field, the report offers invaluable insights that can guide businesses, stakeholders, and enthusiasts through the evolving landscape of European financial regulations. The European Commission’s unveiling of proposed revisions to the EU payment services legislation and the introduction of the groundbreaking FIDA framework represents a defining moment in the realm of financial services. Bird & Bird’s team, led by Scott McInnes, has provided preliminary insights that offer a glimpse into the potential ramifications of these changes. As the legislative journey unfolds, staying informed through comprehensive reports like the one provided by Bird & Bird becomes indispensable for navigating the evolving landscape of EU financial regulations. Click here to dive into the complete report and equip yourself with the knowledge needed to navigate the future of EU payment services and Open Finance. Download Proposed PSD3 and Payment Services Regulation (PSR): Bird & Bird’s initial thoughts Send Link