2022年3月24日,

新功能使企業降低風險,同時提供金融合法獲得更多的客戶和缺醫少藥社區題寫,領先fintech欺詐檢測和風險管理解決方案,宣布發布新功能幫助戰鬥20美元的美國金融機構所麵臨的欺詐損失。銀行、貸款和其它fintech企業可以使用這些AI-powered創新來減少風險敞口,同時授予金融缺醫少藥社區獲得更加真實的客戶和傳統。“流感大流行期間轉移到網上銀行和貸款數字罪犯創造了更多的機會。因此,檢測欺詐是今天許多金融服務公司的首要任務。而不是單純依賴手動審查確定申請人的誠信想開戶或信用額度,我們需要補充他們的產品,利用技術提供更準確、有效,且可伸縮的解決方案,就像雕”,卡裏姆Atiyeh說,增加公司的共同創始人兼首席技術官。記下自己的數據顯示,平均而言,5%的金融申請文件提交一個在線渠道操縱,這一數字翻了一番,2020年的13%。傳統的風險管理方法為開戶依賴手動檢查來驗證消費者的身份。但欺詐在大流行期間的前所未有的增加表明,企業必須利用更先進,AI-powered方法和其他數據源(如現金流和事務數據)對客戶進行身份驗證,並分析風險。“我們絕對見過欺詐文檔的數量和複雜性的程度在過去的幾年裏。金融行業的技術用於依靠保持壞演員已經變得不可靠,並簡單地做出風險評估更嚴格的有可能阻止真正的客戶訪問金融產品,”首席執行官伊多魯斯說:BlueVine bizi和前首席風險官。 “Modern businesses need a more accurate way to determine which customers they can trust, and Inscribe is leading the charge to solve this.” Many of these businesses also need to look beyond asset-backed financing and credit scores, as this traditional approach excludes millions of consumers: one in five Americans (approximately 62 million) are considered “thin file” with fewer than five credit accounts, and 26 million Americans are “credit invisible” due to a lack of any credit history. These underserved communities have been hindered from accessing finances in an effort to prevent fraud, but the approach is outdated. “Inscribe was founded on the idea that we can make a more fair and efficient financial services ecosystem, and for us that started with building best-in-class fraud detection to keep criminals from gaining access,” said Ronan Burke , Inscribe co-founder and CEO. “But ‘fairness’ also means giving access to people who deserve it, so we’ve expanded our risk management capabilities to help businesses reconceptualize how they evaluate who is trustworthy—providing more opportunity for true customers and underserved communities while still keeping their businesses safe.” With these new, powerful features including AI-powered image fraud detection, a secure document collection portal, and enhanced automation features (including OCR, data extraction, classification, and matching), Inscribe customers are able to reduce risk while saving time on document reviews. In addition, banks, lenders, and underwriters using Inscribe will be able to grant financial access to more authentic customers and underserved communities with a new credit analysis feature, which enables alternative ways for them to understand the potential risk of opening a line of credit while reducing reliance on credit scores and asset-backed financing. All of this comes on the heels of tremendous growth from Inscribe. In addition to securing Series A funding in 2021, the company saw a more than 500% year-over-year increase in documents analyzed. In 2022, Inscribe plans to expand on its mission of addressing emerging problems within the financial services industry.