親屬

2022年11月11日

人壽保險公司和科技公司之間的創新合作關係正在為該行業的數字化提供新的動力。從USAA Life與Human API合作，利用數字健康數據，使其成員更容易購買人壽保險，到John Hancock和好事達(Allstate)合作推出一項倡議，為John Hancock的投保人提供積分獎勵，獎勵他們將健康習慣與安全駕駛結合起來，以下是業界注意到的六項合作夥伴關係。USAA人壽保險與Human API合作USAA人壽保險與健康數據平台Human API之間的新合作夥伴關係為USAA提供了訪問其成員的數字健康信息的渠道，這將有助於簡化該公司的人壽保險購買流程。USAA人壽保險高級副總裁兼總經理Chris Flint表示:“Human API的平台進一步擴展了我們為會員提供購買人壽保險最佳體驗的能力。”作為使用數字健康數據的先驅，這一最新舉措是該公司向自動化承保邁進的又一步。專業雇主組織Simploy和數字人壽保險提供商Pendella Technologies之間的合作僅用了不到兩個小時就開始了。通過使用推薦引擎評估潛在的投保人，然後再為他們定製特定的產品，Pendella的服務使Simploy能夠為其客戶公司及其員工提供一係列人壽保險選擇。Simploy的運營總監查西•史密斯(Chassie Smith)表示:“員工可以即時做出決定，一切都在那裏。”“或者如果他們和經紀人聊天，Pendella也可以處理所有這些事情。”Haven Life與黑人擁有的金融科技Kinly合作，幫助該公司擴大其金融服務產品名冊，包括針對美國黑人的定期人壽保險。 "We chose to partner with Kinly to educate the people who can most benefit from life insurance on its value and offer them affordable coverage so they can protect their loved ones," said Olga Stamatova, Head of Strategic Partnerships at Haven Life. For its part, Kinly also sees great value in the deal. "We're excited to be partnering with Haven Life, as ensuring access to quality, affordable life insurance is a key part of building [generational] wealth," said Kinly CEO and Founder Donald Hawkins. Penn Mutual’s Vantis continues partnership with Everdays Young seniors and individuals planning their retirement and thinking about their life insurance needs can take advantage of a new collaboration between Vantis Life and insurtech retirement planning platform Everdays. "This innovation puts planning and insurance products together and aligns with Vantis' goal to provide simple, easy-to-afford protection to more American families," said Tom Harris, president of life insurance and annuities at Penn Mutual, which owns Vantis. Everdays CEO and founder Mark Alhermizi was equally enthused by the arrangement. "Combining our proprietary digital planning and funding platform, Vantis Life's products and accelerated underwriting process with Penn Mutual's history, stability and strength is a unique offering. " Allstate, John Hancock alliance and what it could mean for the future John Hancock Vitality, the firm's tech-based wellness program that enables life insurance policyholders to earn rewards for healthy nutritional, physical and mental well-being habits, is adding good driving as a way to earn points if the policyholder is a safe driver in the Allstate Drivewise program. "We're creating ecosystems where a consumer doing something positive in one way compliments something else," said Brooks Tingle , the president and CEO of John Hancock. Policyholders are not the only beneficiaries. "By bringing together the Drivewise and Vitality programs, agents and financial specialists are also able to strengthen customer relationships while differentiating themselves from the competition," said Mary Nelson, vice president of life and retirement, and president and CEO of financial services, at Allstate.