2022年11月9日

以下文章由RBC提供。不用說，快速、無縫和高效的支付流程對運營效率至關重要。所以，為什麼許多企業和會計實踐繼續依賴紙質支付流程就很奇怪了，這種支付流程本來就很慢，容易出錯，不連貫，需要大量的手工核對。然而，隨著我們這個“永遠在線”的全球經濟變得越來越複雜，現代數字工具提供了顯著的節省和效率，同時提供了一個接近實時的現金流和財務狀況窗口。這就是為什麼在支付技術不斷發展的同時，對支持無縫支付和報告流程的更快、更安全、數據豐富的交易解決方案的需求不斷增長的原因。隨著越來越多的企業轉向數字和嵌入式支付服務，今天最新的數字支付解決方案，如應用程序編程接口(api)，比以往任何時候都能在企業現有平台中實現更大的集成、創新和自動化。為了進一步簡化向安全數字支付處理和報告模型的過渡，RBC最近推出了兩種新的易於部署的服務:通過Interac e-Transfer(ǂ)訪問的RBC®Move Money API和PayEdge。通過Interac e-Transfer的RBC Move Money API允許公司通過現有平台上的嵌入式API服務在加拿大發送近乎實時的Interac e-Transfer交易。RBC的這一領先創新使企業能夠通過電子郵件、短信或銀行賬戶信息發送安全的“推送”支付，最高可達25,000美元，並立即將資金直接結算到其財務分類係統中。“保險公司越來越希望能夠靈活地向索賠人支付賠款，或者根據他們的具體需求支付賠款。 With enhanced capabilities like RBC Move Money API via Interac e-Transfer or RBC PayEdge, the payment solutions offered by RBC can now be tailored and embedded in a business’s ecosystem,” said Lisa Lansdowne-Higgins, senior vice president, business transformation and deposits, RBC. “This means unlocking not only faster and more efficient payments, but also more functionality and innovation from their existing platforms.” Rather than toggling between banking or internal/accounting and ERP platforms, RBC Move Money API via Interac e-Transfer enables businesses to send Interac e-Transfer transactions within the system they already use—from treasury management systems like FIS and Kyriba to enterprise resource planning systems like SAP or MS Dynamics. Enriched remittance data, like Invoice details, are uploaded automatically, saving valuable time and costs associated with reconciliation. In addition, to support the configuration of RBC APIs into a company’s system, RBC also provides technical support and a payment simulator with test data prior to going live. And because payments have the same level of fraud controls as RBC’s existing platforms, these new digital tools also help to minimize fraud and cybersecurity. Designed to help insurers automate payments to suppliers or payouts to policyholders, RBC PayEdge is an alternative to an embedded API within a company’s system. It integrates with existing accounting platforms such as QuickBooks, Sage and Xero to import payables and invoice details and complete digital reconciliation to the platform once the payments have been sent. With PayEdge, businesses can combine funds from multiple sources from any Canadian bank, MasterCard and Visa to pay multiple suppliers and invoices in a single payment order. They can also pay suppliers in their preferred format (ACH, wire, bill payment), and in 100 currencies across 130 countries. Digital payments services are improving the ways businesses operate. And, like our economy, they continue to evolve and adapt faster than ever before. For more information on PayEdge and RBC Move Money API via Interac e-Transfer visit: rbc.com/payedge and rbcroyalbank.com/business/api/index . Related stories: