Maxicare醫療

2023年1月6日

泰德CORDERO, GMA綜合新聞發布2023年1月6日6:02pm菲律賓競爭委員會(PCC)已批準菲律賓計劃收購友邦人壽保險和一般保險公司公司(MediCard菲律賓公司的100%的股份。稱其決定周五公布,1月6日,2023年,新聞申訴委員會說,它發現,擬議的收購將不會導致大量減少市場競爭的個人和團體健康或醫療保險。事務後,反壟斷觀察家說,其他健康計劃提供相同的服務的公司仍然構成實質性的競爭限製合並後的公司。“不會有重大轉變雙方的市場份額和交易之後的玩家數量將保持不變,“決定說,清除的PCC主管官員主席約翰Bernabe,委員愛默生Aquende,瑪拉維多利亞Querol,和邁克爾Peloton。新聞申訴委員會表示,盡管Medicard名列健康維護組織(hmo)在菲律賓的時候合並持有16.93%的市場份額,競爭與Maxicare醫療公司,持有36.29%,Asalus Inc . (Intellicare) 26.12%, PhilHealth保健Inc .)為4.89%,與4.20%,醫療衛生係統公司價值和其他hmo寫剩餘的市場份額的11.57%。新聞申訴委員會說,它預計,當前Medicard集中的市場份額將薄當審查不僅與其他傳播hmo還保險公司提供類似的服務和健康計劃。目前,29日健康維護組織和30家人壽保險公司競爭提供個人和團體健康或醫療保險,它說。在市場分析中,新聞申訴委員會表示,其並購辦公室還發現,客戶可以輕鬆地切換到其他健康或醫療保險公司,因為大多數的HMO計劃隻運行了一年,投保人不禁止切換供應商。此外,隨著產品的信息容易獲得公眾和代理不斷爭奪安全銷售,客戶可以很容易地切換到另一個提供者,反壟斷觀察家說。這種低門檻切換到不同的競爭激烈的市場中競爭公司的象征,它說。PCC添加它觀察到客戶尋找團體健康或醫療保險有很高的議價能力,可以與服務提供商談判更好的條款。 The high bargaining power of these customers pose sufficient competitive constraints as well for the merged firm, it said. AIA Group Limited and its subsidiaries comprise one of the largest independent publicly listed pan-Asian life insurance group present in 18 markets, including the Philippines, China, Hong Kong, Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, South Korea, Sri Lanka, Taiwan (China), Vietnam, Brunei and Macau SAR, and a joint venture in India. In the Philippines, AIA Philippines was formerly known as Philippine American Life and General Insurance Company or AIA Philam Life, is a life insurance company. On the other hand, Medicard is among the largest health maintenance organizations (HMO) in the Philippines with over 920,000 members and nationwide coverage in 523 hospitals and 641 clinics engaged with the services of 23,000 doctors and 817 dentists. As the country’s antitrust authority, PCC is mandated under the Philippine Competition Act to review mergers, acquisitions, and joint ventures of firms across all sectors that meet the threshold to ensure that these deals do not result in a monopoly or harm the interest of consumers. —NB, GMA Integrated News