2022年12月22日

Y combinator支持的保險科技初創公司Bimaplan最近宣布與Niyo Bharat建立合作關係，為合同工廠工人提供重要的小額保險保護計劃。這一戰略合作夥伴關係將在一個平台上提供基本保險產品與Niyo Bharat的金融服務捆綁在一起。印度有近445萬合同工。由於他們的工作性質是短期的，他們從雇主那裏得到的福利或政府的支持很少。Bimaplan和Niyo Bharat的合作夥伴關係將為每月收入低於2萬美元的非永久性工廠工人提供金融服務。Niyo Bharat為合同工提供數字金融產品，如工資賬戶和即時轉賬，以簡化銀行和財務管理。作為與Bimaplan戰略合作夥伴關係的一部分，Niyo Bharat將能夠向其客戶提供負擔得起的保險計劃，包括每月小額保費、無限遠程會診、小額住院期間的財政援助以及高達5萬盧比的健康保險。在評論這一合作關係時，Bimaplan首席執行官Vikul Goyal表示:“Bimaplan正致力於通過負擔得起的保險產品，在財務上增強中低收入群體的能力。與Niyo Bharat合作符合我們的使命，即通過數字金融工具和微型保險計劃來滿足這些合同工的需求，保障他們的未來。我們期待與Niyo長期合作，以增加該國的保險滲透率。” “We at Niyo Bharat are working on a mission to provide affordable and convenient financial services to our preferred customer segment. We do that by understanding the important life events of our customers. We are excited to partner with Bimaplan to offer health benefit products which is specifically curated keeping our customers’ needs in mind. This is a unique 3 in-1 health benefit product and one of its kind launched for thiscustomers”, added Hemant Tathod, Business Head of Niyo Bharat on the association. Through its embedded insurance platform, UNO, Bimaplan simplifies the process of buying a relevant insurance policy through the Niyo Bharat app with the option to deduct the premium directly from the customer’s savings account. The API integration and customized low premium plans make insurance products easily accessible to the workers. The recently announced partnership will help Niyo’s customers with affordable and relevant insurance to enhance their existing financial wellness journey. In addition, it will also be a new revenue stream for themalong with increased customer engagement and retention. For Bimaplan, the collaboration will be a step ahead to offering affordable insurance to sections of the society that have traditionally been neglected by formal financial institutions. Share this article: