2023年6月9日

靈活的和靈活的退休儲蓄計劃允許你準備退休,同時降低應納稅所得額。與Perlib,我們發現每個訂閱的優點。時的各種改革導致稅收發生變化,你不妨展示遠見。2019年引入的PACTE定律,每PERCO旨在取代舊的退休儲蓄計劃,補,馬德蘭——開放的合同或第83條。針對所有專業人士,不管他們的地位或年齡。,並允許你預測你的退休同時降低應納稅所得額。一個真正的對未來的投資。Perlib,每個專家,支持個人在他們的程序。每:它是什麼?個人/是一個長期的儲蓄產品允許您保存在你的工作生活,獲取年金或資本的時候退休。 Sums invested during a year are deductible from taxable income for that year. Open to everyone, at any time in life, the PER offers great flexibility. The PER is taken care of by a managing organization, which informs the client of the characteristics of the chosen plan, its management method and its taxation. Each year, he must then communicate to him the changes in the account, its financial performance, the amount of fees deducted and, from the fifth year preceding retirement, the terms of exit. Best PER 2023 accompanies and advises savers in their efforts. Many advantages The PER allows you to save while saving on your taxes. It represents a security, for example to face possible fluctuations of the financial markets. The PER is limited by a ceiling (up to 10% of taxable income) and can be affected from retirement age, unless it is unlocked before under certain conditions. The accumulated savings are recovered in the form of an annuity or capital paid in several instalments. You can choose not to benefit from the tax reduction, to take advantage of a tax advantage when leaving the PER. The management of retirement savings is entrusted to a manager, which minimizes the risks and maximizes the chances of capital gain. To know concretely what benefits to derive from a PER, Perlib offers a PER simulator to define the amount of additional pension that would be affected. Perlib guarantees Perlib, a specialist in PER, life insurance and real estate investments, helps individuals reduce their taxes and optimize their personal finances in a constantly changing world. Perlib supports individuals in their investments to best prepare for their retirement, by offering them digital savings offers. Thanks to Perlib’s expertise, the procedures are simplified and it is possible to sort through the many offers thanks to different simulators. Source: Europe1