出處區塊鏈

2023年6月20日

新聞分享這篇文章提供的批發模式將提供發起者直接訪問圖的端到端HELOC平台舊金山6月20日,2023年圖技術有限公司,從一個領導者轉變金融服務通過區塊鏈技術的力量,今天宣布推出其批發貸款平台,這將使發起者無縫地訪問圖的房屋淨值信用額度(“HELOC”)提供。圖已經是超過50億美元的貸款直接通過其自有品牌消費者和合作夥伴的一些美國最大的獨立的抵押貸款機構。推出的批發模式,圖會增加可用性這一獨特的貸款產品更多的發起者和房主。“我們興奮地去除各種規模的發起者的門檻進入我們的簡單易用的HELOC產品,進一步加強與客戶的關係需要快速、有效的融資選擇,”傑基Frommer說,貸款主管人物。“有圖的內置數字發放過程中,發起者有更快的上市時間減少前期麻煩,使他們能夠服務更多的客戶,並迅速利用當前的利率環境。”Each one of Figure's new wholesale partners can leverage Figure's advanced HELOC technology to broker loans directly. With an entirely digital application process, new customers of wholesale originators will be able to apply and get approved in as little as five minutes and have access to funds in as little as five days.1 "The simplicity of the wholesale turnkey experience with Figure is unlike anything I've seen before," said Steve Reich, Division President of Go Mortgage. "From sharing the digital application link with a borrower to funding, it took a matter of days instead of the typical weeks or even months I've seen with other wholesale partners." Figure's seamless digital wholesale model offers end-to-end support of the origination process – from broker application, to customer fulfillment, to funding. Originators will leverage Figure's online pre-application process to pre-qualify their customers, helping them assess the best option available to meet their customers' needs. This process then feeds directly into a digital, customer-driven fulfillment system fully supported by Figure. Figure's HELOC offers homeowners an attractive opportunity to fund large expenditures while leaving their current low-cost mortgage in place, making it the perfect alternative to costlier credit cards or personal loans. The new wholesale product offering is the latest in a series of milestones and rapid growth from Figure's blockchain-powered lending business. At the end of 2022, Figure achieved HELOC originations of over $5 billion, supporting over 70,000 households across the U.S., and establishing itself as the nation's largest non-bank HELOC lender. This announcement follows closely on the heels of Figure closing its first-rated HELOC securitization led by Jefferies, Goldman Sachs and J.P. Morgan. About Figure Figure is transforming financial services through blockchain, bringing speed, efficiency, and savings to consumers and institutions. Figure continues to unveil a series of blockchain firsts across the capital markets, investment management, and banking and payments sectors. Figure leverages the Provenance Blockchain for loan origination, servicing, financing, as well as private company stock management, fund registry, blockchain marketplaces and payments. The company was founded in 2018 by serial technology entrepreneur Mike Cagney, who also founded SoFi and built that company into a multi-billion-dollar business under his leadership as CEO. To learn more, please visit www.figure.com . 1Approval may be granted in five minutes but is ultimately subject to verification of income and employment. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.