QIC數碼企業合作夥伴

2022年12月16日

再保險新聞是最好的保險公司的信用評級下調卡塔爾Q.S.P.C. (QIC)及其子公司Antares再保險。這些評級的前景已經修訂從消極的穩定。評級機構說這是切換的財務實力評級——(優秀)(優秀)和長期發行人信用評級(長期ICR)“——”(優秀)從“A”(優秀)。據是最好的評級反映QIC資產負債表實力,它評為很強,以及足夠的操作性能,中性的業務概況和適當的企業風險管理(ERM)。“降級反映修訂是最好的評估QIC足夠的經營業績強勁,”說,評級機構。“承保結果近年來已經無利可圖,揮發性,證明了五年(2017 - 2021)加權平均混合比率105%的標準偏差為5%。它補充道:“盡管QIC普遍盈利期,最好是認為集團的整體結果不再支持一個強大的經營業績評估。“我最好的強調,該集團的資產負債表實力是支撐其風險調整資本的最高水平,以最好的衡量資本充足率(BCAR),和支持良好的財務靈活性,一個保守的投資組合的資產類別和低再保險依賴。“QIC的濃度對卡塔爾和海灣合作委員會國家的資產是一種抵消因素,”說,評級機構。“這是盡管絕大多數集團的業務來自英國,歐洲和百慕大。“這補充道:“此外,QIC正在發展,但目前缺乏,一致的集團保留方法。儲備舉行的最佳估計,有限的緩衝吸收波動。“2021年,QIC GWP 35億美元,比2020年增加了4%。 Approximately 80% of GWP is derived from Antares Global, which was previously Qatar Global. The rebranding was announced on September 2022. Antares, as QIC’s international division, benefits from a geographically diversified multi-platform approach, including a Lloyd’s platform, a Bermuda reinsurer and carriers in Europe. QIC has a leading position in Qatar and a robust foothold in the United Arab Emirates market, though these markets comprise a relatively small proportion of overall group revenue. AM Best concluded: “QIC’s business mix has been volatile in recent years, with a growing focus on motor insurance which exceeded 50% of consolidated GWP in 2021. However, the group’s recent announcement stating its intention to divest from its Gibraltar-based carriers – which largely underwrite U.K. motor business – will likely halt this trend and result in a decline of motor premium over the medium-to-long term.”