2021年5月14日

Rho technology是Rho Business Banking *背後的高增長金融科技企業，它宣布推出Rho Card，這是有史以來第一張由銀行發行的企業卡，讓企業能夠根據自己的條件靈活管理現金返還、信貸條款、公司支出控製和政策。萬事達卡這種獨特的企業卡旨在促進業務增長，同時幫助精確和負責地管理支出。“Rho促成了Caraway的擴張。他們適應我們的增長，提供優質的產品，讓我們優化運營支出。”現金流是任何企業的命脈。使用Rho卡，客戶可以選擇最大限度地增加1.75%的現金返還，延長還款期限以獲得額外浮動，或在兩者之間調整適當的餘額。Rho卡每年可靈活調整最多四次貸款期限，以滿足不斷變化的現金流需求，更高、穩定的信貸限額有助於刺激業務增長。有了Rho卡，客戶可以完全使用無與倫比的商業銀行*平台;配備全套工具，包括免費的商業銀行業務*、全球支付、應付賬款和世界級的資本市場團隊。“到目前為止，企業一直被企業卡困在一個僵化的盒子裏，受限於單一的一套條款。企業是周期性的。 As business owners ourselves, we built this first-of- its-kind card we always wanted, that supports the evolving needs of modern businesses as they grow,” says Alex Wheldon, Co-Founder and Chief Product Officer at Rho. The Rho Card powers businesses with unrivaled tools to stimulate growth: A cutting-edge underwriting process helps find the highest credit limit that increases as they grow, without personal guarantees, collateral or random fluctuations. Built-in spend limits and category restrictions enable precise control over spend, at scale Customers can authorize an unlimited number of virtual or physical cards and set individual spend limits to manage usage, foster clear accountability and stop card sharing. Cards can be assigned to budgets for easy tracking of expenses by employee, project, budget or department. Digital receipt uploads and auto-synced accounting save time reconciling expenses. A centralized dashboard provides immediate visibility into company spend – across all cost centres. Uniquely paired with concierge-level support from the Rho team to assist with all aspects of card management. “Rho has enabled Caraway’s expansion. They adapt to our growth, provide superior products and allow us to optimize our operating expenditure,” said Mark Riskowitz, Head of Operations at the NYC-based cookware company Caraway. The Rho-branded card solution rounds out the company’s suite of tools under its unified Rho Business-Banking* platform, designed to help businesses, from high-growth to mid-market, save time, money and effort as they expand. The company has raised $120 million of equity and debt financing from institutional investors, including Inspired Capital, M13 Ventures, ConsenSys, Torch Capital and Community Investment Management.