2022年6月21日

全球信息服務公司益百利將其自動化就業和收入驗證服務擴展到英國，希望拓寬英國員工獲得更好的金融產品和服務的渠道。這些數字服務自動化了與貸款人共享工資和就業信息的耗時過程，為在申請包括抵押貸款在內的一係列金融服務時驗證這些信息提供了一種即時和安全的替代方案。員工現在可以直接從他們的雇主以數字方式將他們的工資信息分享給他們選擇的可信賴的金融服務提供商。擴大的覆蓋麵是與薪酬供應商IRIS、Sage和Zellis以及員工福利公司Salary Finance的戰略合作的結果。此前，Experian和Salary Finance Labs剛剛收購了Work Report，這是英國第一家數字就業和驗證服務公司，由Experian和Salary Finance Labs合資開發。目前的生活成本危機增加了貸款機構準確確認就業狀況、服務年限、經常收入來源以及毛收入和淨收入數額的需要。由於英國工人正在與不斷上漲的物價作鬥爭，而產品供應商為了批準貸款和抵押貸款的申請需要更深入的數據，這項服務幫助消費者使用他們自己的工資數據來獲得他們需要的產品，並為自己節省時間和金錢。益百利(Experian)開展的一項研究發現，人們對分享工資數據有良好的興趣，72%的消費者願意在抵押貸款申請中分享數據，超過40%的消費者願意在其他類型的貸款中分享數據。四分之三的消費者願意在價值交換和分享動機明顯的地方分享他們的數據。益百利數字消費者信息董事總經理保羅·斯皮爾斯說:“人們已經通過分享個人財務信息來獲取數字化服務——無論是申請抵押貸款、開始一份新工作還是租房。 By drawing on the use of payroll data quickly and securely, with consumer consent, we can provide access to better value services and help people make better financial decisions. We will continue to build out our coverage through ongoing discussions with other payroll providers in the market, and we look forward to bringing the benefits of our expanded reach to our clients so that they, in turn, can better serve their customers. Asesh Sarkar, co-founder and global CEO of Salary Finance, and Salary Finance Labs, added, “We built Work Report in Salary Finance Labs – our innovation hub – in partnership with Experian, and we are delighted that so many UK consumers and product providers will be able to benefit from its significant potential. Our mission is to improve financial wellbeing through payroll-linked benefits and solutions, and the sale of Work Report allows us to re-invest the proceeds into new innovation projects to create further value for employees across the UK. Now, more than ever, we believe that payroll-linked solutions and providing fairer access to finance can support both employers and employees navigate the cost of living crisis and help employees improve their financial wellbeing.” Author