點了

2023年2月22日

20點了銀行在立陶宛2023年2月22日星期三發射CET(中央東部東京)|新聞點了銀行已經推出了定期存款,並繼續在立陶宛為消費者和中小企業提供貸款。點了銀行在2019年開始了一項新的戰略方向,決定從國內fintech業務轉變成一個國際數字銀行。工具性這一轉變是接受專門的銀行牌照2021年10月從歐洲中央銀行。現在,點了銀行正在成為進步neobank接下來的一步。fintech還計劃推出新的銀行服務,包括信用卡付款。後,點了銀行看起來增長其本地團隊和進一步擴大到國家。該公司解釋說,它最終會尋找專業人士在軟件開發中,數字營銷,分析、評分、風險管理、AML / KYC流程和產品開發。在未來,點了銀行將提供更多的銀行服務,如卡,增加中小企業融資拓展銀行業務的可用性和計劃在芬蘭和瑞典“護照”他們的專業銀行執照。點了銀行貸款的商業模式是建立在一個完全自動化的引擎,希望簡化客戶新員工培訓和評分過程。它能夠為所有的客戶提供個性化的貸款提供了立即。 Lithuania’s banking sector Lithuanian banking transformed. Not in vain did Luminor Bank transfer its IT infrastructure to technology giant IBM in 2021. Banks are no longer just credit institutions. They are technology companies that hold credit institution licences. This offers new opportunities and also dictates new challenges. In the digital era, the security and stability of banking IT systems are becoming top priorities for the coming period. Its symbolic start can be considered in 2018, when Revolut, the first virtual bank or neobank, began to operate in Lithuania. Revolut is a technology company that provides only virtual financial services with no physical branches. Traditional financial and credit institutions have also successfully implemented the concept, and the range of services offered electronically is constantly expanding. By the end of 2021, there were over 260 fintech companies and counting in Lithuania. Vilnius is now an innovative city that relies on its mature digital infrastructure and highly educated talent pool for the foundation of its fintech success.