廣場衛生

2023年6月14日

彙豐生活擴展關鍵疾病涵蓋2型糖尿病在另一個英國保護市場創新生活彙豐銀行(英國)有限公司(“彙豐的生活(英國)”)繼續擴大其關注承銷和包容性。重要疾病封麵將用於2型糖尿病的客戶不需要NHS記錄。這些客戶將有機會獲得關鍵疾病通過參加一個獨立的護士醫療篩查,將評估結果的數字在一個為期三天的周轉時間。目前,糖尿病患者的關鍵疾病覆蓋的可用性是零星的整個英國保護產業與許多保險公司無法考慮*來自英國糖尿病糖尿病患者,盡管數據顯示有430萬人生活的條件。英國糖尿病協會,今年正在運行的糖尿病周於6月12日至6月18日,估計大約90%的診斷為2型糖尿病1型為8%,其餘為其他形式的條件。彙豐銀行(HSBC)生活(英國)能夠提供這種包容性和擴展覆蓋糖尿病患者由於其增強數字承銷過程。它適用於這些客戶申請覆蓋分銷夥伴通過外部顧問。增強數字承銷使醫學篩查請求發送和接收自動從我們的醫學篩選供應商方的健康。數字立刻承銷引擎提供了一個資格的決定,然後提供實時更新的進度檢查保存顧問和客戶的時間追逐的結果。彙豐銀行(HSBC)生活(英國)一直在發展其係統支持糖尿病患者一年多來與我們的合作夥伴和開發了一個特別設計的測試廣場衛生,護士與申請人討論他們的糖尿病史,檢查腳脈衝,血液測試。 The process will therefore give certainty to the customer of their disclosure, by providing the opportunity to discuss their diabetic history, which can be very complex, with a medical professional, taking away the onus from the adviser. Diabetic customers successfully applying for HSBC Life (UK’s) Critical Illness cover will need to be non-smokers with no diabetic complications who are managing their condition and the premiums can be loaded up to a maximum of 150%. Those successful Critical Illness cover applicants will also benefit from the expansion of HSBC Life (UK’s) Value Added Benefits proposition, which includes prescription services, second medical opinions, unlimited remote GP appointments, physiotherapy, mental health support and an annual health MOT which includes a Diabetes HbA1c risk assessment. Jen Carhart, Head of Underwriting and Claims at HSBC Life (UK) said: “We are really proud to have worked with our partners, UnderwriteMe and Square Health to introduce this unique approach and open up such a vital protection product for a group of customers historically excluded by the industry from Critical Illness. To be able to realise this without further burden on the NHS and continue to build on digital innovation is a testament to how the world of Underwriting is evolving to support customers and their needs.” Share this: