2021年2月24日

發表:2021年2月24日18:06更新:2月24日2021 - 18:06 Tera資金標誌(拉資金)點對點的借貸平台,曾經熱門話題正麵臨著無數的挑戰在正在進行的訴訟和更嚴格的規定,突出了起訴拉資金,專家說在2月23日。Tera資金正麵臨另一位不滿的投資者集體訴訟延遲支付和投資損失。這是第二次該公司不得不應對訴訟自500年2020年8月,一群投資者公司法院,指控犯下了欺詐行為。同時,拉即將失去至少一個平台吸引了潛在用戶。本月早些時候,扔,fintech應用1800萬用戶,宣布將在3月4日結束與拉資金合作。合夥企業解散的公司說,是由於一個到期合同,但該決定之際,拉資金投資者也威脅要起訴扔。他們指責虛假廣告的公司項目融資項目沒有風險。Kakao支付也考慮是否延長與P2P貸款公司合作。扔Kakao支付不願反映了P2P貸款公司麵臨各種挑戰,專家說。“拖欠率越來越高,平台像扔,Kakao謹慎擴大他們的夥伴關係,”一位不願透露姓名的業內專家說。 “You could earn or lose money when you choose any type of investment, but some high profile failed investments by several P2P lenders and lawsuits against Tera Funding certainly have had a negative impact on the industry which is already suffering from tepid interests by investors who have other options in the bullish stock and crypto markets,” the expert added. The average delinquency rate of 121 P2P firms stands at 23.46 percent as of Tuesday, according to the P2P lending analysis platform Midrate. The figure is 9 percentage points higher than a year ago and the highest since the delinquency rate was announced first time in November 2017. In January, six P2P companies received sanctions from the Financial Supervisory Service, the country’s financial watchdog, for receiving higher interest than legal rates. The so-called Act on Online Investment-Linked Financing, which went into effect last August, requires all P2P companies to have paid-in capital of at least 500 million won ($450,000) each and register with the country’s financial watchdog by August this year. As of Feb. 17, only six P2P lenders including People Fund and 8Percent have summited an application to the country’s financial watchdog. In addition, state-registered P2P firms must publicly disclose their financial information, have a system of computers and security equipment, and are banned from selling high-risk instruments. By Park Ga-young ( gypark@heraldcorp.com )