2022年12月16日

全國房屋抵押貸款協會表示，強勁的黑色星期五銷售幫助推高了可自由支配的支出。據英國最大的房屋抵押貸款協會稱，黑色星期五的強勁銷售幫助推高了11月家庭的可自由支配支出，與10月相比，黑色星期五的銷售幫助推高了11月家庭的可自由支配支出。盡管許多零售商在黑色星期五(11月25日)之前就開始打折，但由於人們都想在聖誕節前買到便當，全國房屋抵押貸款協會(Nationwide Building Society)會員在這一天的交易額占當月總交易額的5%左右。根據Nationwide的數據，這相當於當月消費者總支出的7%。該協會最新的月度支出報告分析了其會員在11月1日至30日期間進行的約2.3億筆借記卡、信用卡和直接借記交易。與10月份相比，服裝和鞋子的支出增長了超過五分之一(22%)，年增長率為9%。黑色星期五的銷售在推動銷售方麵發揮著重要作用，特別是在活動前後的日子裏，一般零售商和百貨商店的支出環比增長了18%。Nationwide稱，其他商店，如古董店、工藝品店、花店、珠寶店和唱片店也錄得8%的月度支出增長。償還現有債務的支出環比下降了5%，但與2021年11月相比增長了3%。Nationwide表示，人們可能會把一些閑錢用於節日購物。 Mark Nalder, payments strategy director at Nationwide Building Society, said: “Black Friday sales play a significant role in driving sales, particularly on the days surrounding the event.” John Lewis Finance said Christmas shopping activity is expected to peak on Saturday December 17 as people make their final festive purchases. Six in 10 (61%) Christmas shoppers have set a budget for their presents, research commissioned by John Lewis Finance among over 2,000 people has previously found. More than a third (36%) of Christmas shoppers are increasing their use of vouchers this year, the research suggests. Jason Morrey, head of John Lewis Partnership Credit Card, said: “With household costs rising, shoppers are wisely looking for ways to ensure they can have a great Christmas and treat themselves and their loved ones, without breaking the bank.” Register for free to continue reading Sign up for exclusive newsletters, comment on stories, enter competitions and attend events.