2023年6月16日

2分鍾讀U.S. Bancorp發言人表示,同意訂單處理事情,三菱日聯金融集團工會自行確定,並早收購U.S. Bancorp。U.S. Bancorp,三菱日聯金融集團收購聯合銀行去年年底,已同意支付1500萬美元的罰款來解決指控其前身公司欺騙消費者對三種不同的費用。監理署的和解協議解析的監管事宜明尼阿波利斯銀行繼承當你完成購買。下同意令其監管機構的成員。年代Bancorp board neither admitted nor denied that any wrongdoing had occurred. A U.S. Bancorp spokesperson said Thursday that the consent order deals with matters that MUFG Union Bank identified on its own, and which predate its acquisition by U.S. Bancorp. "The impacted customers and accounts were remediated by Union Bank," the U.S. Bancorp spokesperson said in an email. "We look forward to serving the needs of all our customers now that we have successfully converted Union Bank customers to U.S. Bank." The OCC found that MUFG Union violated federal law by engaging in deceptive practices that it said were part of a pattern of misconduct, and which resulted in financial gain. Between 2005 and 2020, MUFG Union Bank did not apply fee waivers and discounts, as it said it would do in its account disclosures, to certain customers who rented safe deposit boxes, according to the OCC. From 2011 to 2021, some customers of MUFG Union's private bank program did not receive fee waivers and discounts that they were entitled to get, the OCC found. And between 2013 and 2021, MUFG Union did not waive monthly service charges in certain situations, despite having committed to doing so. Specifically, customers who asked that their mortgages be linked to their deposit accounts in order to qualify for fee waivers did not always get the discount, according to the OCC. The OCC also faulted MUFG Union for failing to state in its account disclosures that customers needed to affirmatively request that mortgage accounts be linked to deposit accounts in order to get the fees waived.