無限投資夥伴

2022年11月29日

7分鍾讀原子銀行,英國首先應用基於銀行已同意接受西班牙tosca基金和無窮投資夥伴添加進一步£30米股權資產負債表。它遵循了£75 m,原子在2月和長大意味著Durham-based數字銀行提高了超過£100在過去的12個月。這筆錢將用於進一步貸款,開銀行的持續增長和發展。提高將使原子繼續支持其貸款客戶,房主首次購房者和中小企業,在這個困難的經濟環境。這也是另一個積極的步驟在原子的增長和未來公開市場上市的計劃。盡管不斷變化的背景下,原子繼續提供2022年的強勁表現。貸款和零售存款的增長導致淨利息收入的顯著增加,和Atom帶來積極的營業利潤而銀行繼續嚴格控製成本。銀行繼續為儲戶提供大量,贏得客戶的組合,速度和更好的價值比高街銀行。由於其專注於客戶的結果,原子仍然是最值得信賴的銀行在英國,Trustpilot分數的4.7/5。銀行的五星級評級iOS應用程序直接設置標準,電子銀行業務。 Atom also continues to pioneer the future of work and offer a better value proposition to its employees. As a result, the bank benefits from significantly improved employee retention, strong applications for new roles, and lower rates of employee absence, driven by its industry-leading move to a four-day working week. Mark Mullen, Chief Executive Officer at Atom, said: “I’m delighted that the bank’s continued success means that BBVA, Toscafund and Infinity Investment Partners have added to their stake in Atom, and taken new capital investment during 2022 to over £100m. Our prudent, secured lending model, backed by award winning retail savings allows us to make the very most of capital to support income growth and boost customer numbers. This will remain our focus.” “This year has been one of continued progress and development at Atom. In recent weeks we surpassed £4.5bn in retail deposits having made waves with the pricing of our fixed and instant savers, opening up a void between banks such as Atom that pay a fair return on savings and those that are simply unresponsive to the market. Alongside continued growth in our mortgage and business lending books, the bank is proving that our clear focus on being fast, easy, and value for money is something that will keep benefiting both our customers and shareholders.” ENDS For Lansons For Atom About Atom bank Atom bank is the UK’s first app-based bank, on a mission to make the experience of borrowing and saving faster, simpler and better value than anyone else. The bank launched operations in April 2016, and offers award-winning mortgages and savings through its app, alongside secured business lending for small and medium-sized enterprises. Based in the North East of England with a team of over 470 people, Atom is here to change banking for the good, for the better, and for everyone. This means focusing on customers’ needs, delivering better value than the incumbents, providing an exceptional app-based experience and offering award-winning customer support via phone, chat, email and social channels. Based in Durham, Atom is an engaged and active member of the North East Community. In 2022 Atom signed a five-year Memorandum of Understanding with Durham University to progress key research and diversity initiatives. The region has one of the highest levels of youth unemployment in the UK and Atom is passionate about addressing the critical digital skills gap and helping develop young people and other groups that are under-represented within the industry. As of November 2021, all employees enjoy a four-day working week, after Atom became the largest company – and only bank – in Britain to introduce the policy, with no reduction in salary. The Atom executive team are highly experienced, having built and run some of the most well-respected banks in the UK. CEO Mark Mullen has 30 years’ experience in the sector and was previously CEO at the multi- award-winning telephone and internet bank first direct. The team is supported by a strong non-exec board, chaired by Bridget Rosewell CBE.